Are You A Victim Of Cramming?
Cramming is the identity theft crime of false charges on your telephone or credit card. It is a major area of identity theft crime and works so well because we often don’t pay careful attention to our credit card or phone statements.
And with automated online bill payment that many people use, bills get paid without ever being seen – making it an even more profitable and less noticed crime by the victims.
Let’s take a closer look at cramming and what to do if you are a victim of a cramming scam.
Take An Education Break With These Identity Theft Games
Games are a great way to engage people and help them learn things at the same time.Recently, the FTC has taken advantage of this fact to help educate people on identity theft issues in an interactive and fun way with a series of free online games covering many topics related to identity theft.
How To Protect Your Online Identity
As the world gets more and more digital with the proliferation of internet enabled devices, we put more of our personal information online. It makes our lives easier.
But if we don’t take protections, it also leaves us more open to identity thieves.
Here are several steps you can take to safeguard your online identity.
What Information Is Not On Your Credit Report?
Everyone knows basically what is included in a credit report: credit cards, mortgages, bank loans, etc. But do you know what is not included in a credit report?
If not, read on to learn what information an identity thief cannot get from your credit report.
Who Can Request a Copy of Your Credit Report?
Your credit report is a critical part of your personal identity. It documents your financial relationship with creditors and can have a major impact on your ability to get loans in the future as well as many other decisions affecting your life.
So who is allowed to see your credit report? Let’s take a look.
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