Credit Card Skimming Devices Exposed
Credit card skimming is big business. Sometimes it happens when you hand your credit card to a service person who takes it to a remote location to be processed but more often than not, skimming victims helped the thieves all by themselves.
They place a device on ATM machines, gas machines and even Redbox video rental machines that fits right over where you put in your credit or debit card. They often do it so well that the device will stay in place for days before anyone notices. Read more
Are You A Victim Of Cramming?
Cramming is the identity theft crime of false charges on your telephone or credit card. It is a major area of identity theft crime and works so well because we often don’t pay careful attention to our credit card or phone statements.
And with automated online bill payment that many people use, bills get paid without ever being seen – making it an even more profitable and less noticed crime by the victims.
Let’s take a closer look at cramming and what to do if you are a victim of a cramming scam.
Know Your Credit Card Rights Against Fraudulent Use
Credit card theft is an everyday occurrence. A restaurant worker “skims” your credit card number. You lose your wallet – or have it stolen by a pickpocket. An employee at an online store copies down your credit card details. A database that has your credit card details is hacked by hackers.
And these are just a few of the many ways that your credit card number can enter the hands of thieves.
So what happens if your credit card is fraudulently used? What protections do you have under the law?
How to Stop Receiving Pre-Approved Credit Card Offers
It seems like every time you open the mailbox, there is another credit card offer waiting for you. These unasked for offers try to tempt you to get another credit card by offering you teaser 0% interest rates for one year for balance transfers.
Sounds good until you read the fine print and see it is not such an attractive offer after all.
So off to the trash can it goes along with the other 47 offers you received that month.
There is a way to stop all this unwanted mail. It does take a little bit of your time but it will go a long way towards decluttering your mailbox – and leave less mail with your personal information on it going into the trash.
Here is how to stop this onslaught of pre-approved offers.
5 Examples of Identity Theft
Identity theft is a many sided problem. It covers activities ranging from stolen credit cards all the way up to a person living a shadow life as you. Keep reading to learn about 5 of the more common examples of identity theft. Read more